# SIP Calculator > Free online financial calculators for India. Calculate SIP returns, lumpsum, EMI, income tax, PPF, EPF, FD, RD, GST, XIRR, SWP and more with easy step-by-step results. All calculators are free, run in the browser and use standard Indian financial formulas. ## Popular calculators - [SIP Calculator](https://sipcalcultor.com/): Free SIP calculator to estimate the maturity value of your monthly SIP investment in mutual funds. Check invested amount, expected returns and total value instantly. - [Lumpsum Calculator](https://sipcalcultor.com/calculators/lumpsum-calculator): Free lumpsum calculator to find the future value of a one-time mutual fund investment. Check invested amount, expected returns and maturity value instantly. - [SWP Calculator](https://sipcalcultor.com/calculators/swp-calculator): Free SWP calculator to plan monthly withdrawals from mutual funds. See total withdrawal, final value and how long your corpus will last with clear charts. - [Mutual Fund Returns Calculator](https://sipcalcultor.com/calculators/mutual-fund-returns-calculator): Calculate mutual fund returns for SIP and lumpsum investments with our free calculator. Check estimated returns, total value and growth charts instantly. - [Sukanya Samriddhi Yojana Calculator](https://sipcalcultor.com/calculators/sukanya-samriddhi-yojana-calculator): Free Sukanya Samriddhi Yojana (SSY) calculator. Enter yearly deposit and girl child age to calculate total interest, maturity year and corpus at 8.2% interest. - [Income Tax Calculator](https://sipcalcultor.com/calculators/income-tax-calculator): Free income tax calculator for FY 2025-26. Compare new and old tax regimes, check slab-wise tax, 87A rebate, cess and take-home monthly salary instantly. - [PPF Calculator](https://sipcalcultor.com/calculators/ppf-calculator): Free PPF calculator to find the maturity amount and interest of your Public Provident Fund. Enter yearly deposit and tenure to calculate returns at 7.1% interest. - [EPF Calculator](https://sipcalcultor.com/calculators/epf-calculator): Free EPF calculator to estimate your provident fund corpus at retirement. Enter salary, age and contributions to calculate EPF balance at 8.25% interest. - [FD Calculator](https://sipcalcultor.com/calculators/fd-calculator): Free FD calculator to calculate maturity amount and interest on fixed deposits. Compare monthly, quarterly and yearly compounding for any bank FD rate. - [RD Calculator](https://sipcalcultor.com/calculators/rd-calculator): Free RD calculator to find maturity amount and interest earned on recurring deposits. Enter monthly deposit, interest rate and tenure for instant results. - [EMI Calculator](https://sipcalcultor.com/calculators/emi-calculator): Free EMI calculator for home loan, car loan and personal loan. Enter loan amount, interest rate and tenure to calculate monthly EMI and total interest. - [GST Calculator](https://sipcalcultor.com/calculators/gst-calculator): Free online GST calculator for India. Calculate GST amount, net price and gross price for 5%, 12%, 18% and 28% slabs for inclusive and exclusive prices. - [XIRR Calculator](https://sipcalcultor.com/calculators/xirr-calculator): Free XIRR calculator to find the annualised return of mutual fund SIPs or investments with cash flows on different dates. Calculate your XIRR instantly. - [Step Up SIP Calculator](https://sipcalcultor.com/calculators/step-up-sip-calculator): Free step up SIP calculator. See how much more you earn by increasing your monthly SIP by 5%, 10% or 15% every year. Compare with a normal SIP instantly. - [Retirement Calculator](https://sipcalcultor.com/calculators/retirement-calculator): Free retirement planning calculator for India. Enter your age, monthly expenses and inflation to find the retirement corpus you need and the monthly SIP required to build it. - [NPS Calculator](https://sipcalcultor.com/calculators/nps-calculator): Free NPS calculator to estimate your National Pension System corpus at 60, the tax free lumpsum, annuity amount and expected monthly pension from your contributions. ## Loan & EMI calculators - [Home Loan EMI Calculator](https://sipcalcultor.com/calculators/home-loan-emi-calculator): Free home loan EMI calculator for India. Enter loan amount, interest rate and tenure to get monthly EMI, total interest and a year-wise repayment schedule instantly. - [Car Loan EMI Calculator](https://sipcalcultor.com/calculators/car-loan-emi-calculator): Free car loan EMI calculator. Enter car loan amount, interest rate and tenure to see your monthly EMI, total interest and repayment schedule for new or used cars. - [Personal Loan EMI Calculator](https://sipcalcultor.com/calculators/personal-loan-emi-calculator): Free personal loan EMI calculator. Enter the loan amount, interest rate and tenure to see monthly EMI, total interest and year-wise repayment for any bank or NBFC. ## Tax & salary calculators - [Gratuity Calculator](https://sipcalcultor.com/calculators/gratuity-calculator): Free gratuity calculator for India. Enter your last salary and years of service to get the gratuity amount as per the Payment of Gratuity Act, with the tax free limit. - [HRA Calculator](https://sipcalcultor.com/calculators/hra-calculator): Free HRA exemption calculator. Enter basic salary, HRA received and rent paid to see the tax free HRA under Section 10(13A) for metro and non-metro cities. ## Mutual fund calculators - [ELSS Calculator](https://sipcalcultor.com/calculators/elss-calculator): Free ELSS calculator to estimate returns on tax-saving mutual funds. Plan your Section 80C investment up to ₹1.5 lakh with a 3-year lock-in period. - [SBI SIP Calculator](https://sipcalcultor.com/calculators/sbi-sip-calculator): Free SBI SIP calculator to estimate the maturity value of your monthly SIP in SBI Mutual Fund schemes. Check invested amount and expected returns. - [HDFC SIP Calculator](https://sipcalcultor.com/calculators/hdfc-sip-calculator): Free HDFC SIP calculator to estimate the maturity value of your monthly SIP in HDFC Mutual Fund schemes. Check invested amount and expected returns. - [ICICI SIP Calculator](https://sipcalcultor.com/calculators/icici-sip-calculator): Free ICICI SIP calculator to estimate the maturity value of your monthly SIP in ICICI Prudential Mutual Fund schemes. Check invested amount and expected returns. - [Axis Bank SIP Calculator](https://sipcalcultor.com/calculators/axis-bank-sip-calculator): Free Axis Bank SIP calculator to estimate the maturity value of your monthly SIP in Axis Mutual Fund schemes. Check invested amount and expected returns. - [Kotak Bank SIP Calculator](https://sipcalcultor.com/calculators/kotak-bank-sip-calculator): Free Kotak Bank SIP calculator to estimate the maturity value of your monthly SIP in Kotak Mahindra Mutual Fund schemes. Check invested amount and expected returns. - [Nippon India SIP Calculator](https://sipcalcultor.com/calculators/nippon-india-sip-calculator): Free Nippon India SIP calculator to estimate the maturity value of your monthly SIP in Nippon India Mutual Fund schemes. Check invested amount and expected returns. - [LIC SIP Calculator](https://sipcalcultor.com/calculators/lic-sip-calculator): Free LIC SIP calculator to estimate the maturity value of your monthly SIP in LIC Mutual Fund schemes. Check invested amount and expected returns. - [IDBI SIP Calculator](https://sipcalcultor.com/calculators/idbi-sip-calculator): Free IDBI SIP calculator to estimate the maturity value of your monthly SIP in IDBI Mutual Fund schemes. Check invested amount and expected returns. - [PNB SIP Calculator](https://sipcalcultor.com/calculators/pnb-sip-calculator): Free PNB SIP calculator to estimate the maturity value of your monthly SIP in PNB Mutual Fund schemes. Check invested amount and expected returns. ## Interest & growth calculators - [Compound Interest Calculator](https://sipcalcultor.com/calculators/compound-interest-calculator): Free compound interest calculator. Enter principal, interest rate, time and compounding frequency to see the maturity amount, total interest and a year-wise growth table. - [Simple Interest Calculator](https://sipcalcultor.com/calculators/simple-interest-calculator): Free simple interest calculator. Enter principal, rate and time to get the interest and total amount instantly, with a comparison against compound interest. - [CAGR Calculator](https://sipcalcultor.com/calculators/cagr-calculator): Free CAGR calculator. Enter the starting value, ending value and number of years to find the compound annual growth rate of stocks, mutual funds, property or a business. - [Inflation Calculator](https://sipcalcultor.com/calculators/inflation-calculator): Free inflation calculator. Find out how much today’s expenses will cost in 5, 10 or 20 years and how much purchasing power your savings will lose at a given inflation rate. ## Optional - [All Financial Calculators](https://sipcalcultor.com/calculators) - [About](https://sipcalcultor.com/about) - [Contact](https://sipcalcultor.com/contact) - [HTML Sitemap](https://sipcalcultor.com/sitemap) - [Privacy Policy](https://sipcalcultor.com/privacy-policy) - [Terms of Use](https://sipcalcultor.com/terms) - [Disclaimer](https://sipcalcultor.com/disclaimer)