About Us

SIP Calculator started with a simple problem: most SIP and EMI calculators online are buried inside apps that want you to sign up, or they are slow, full of pop-ups and hard to use on a phone. We wanted one clean page where you can move a slider and immediately see what your money will do.

Today the site has 35 calculators covering mutual fund SIPs, lumpsum and step-up investing, retirement and NPS planning, PPF, EPF, FD and RD deposits, home, car and personal loan EMIs, income tax under both regimes, HRA and gratuity, GST, and general tools like compound interest, CAGR and inflation. Everything is free, there is no login, and nothing you type leaves your browser.

How the calculators are built

Every formula follows the convention used by Indian banks, AMFI-registered fund houses and the Income Tax Department, so the results match what you see on your bank’s website, on Groww or Zerodha, or on the official tax portal. Interest rates for government schemes (PPF, EPF, Sukanya Samriddhi) and tax slabs are updated when the Finance Ministry or EPFO announces a change.

The explanations below each calculator are written by people who use these products themselves, in plain English, with worked examples in rupees. If you find a mistake or an outdated rate, please tell us through the contact page; corrections are usually live within a day or two.

What we are not

We are not a SEBI registered investment adviser, a distributor or a lender, and we do not sell any financial product. Bank and fund house names appear on the site only to describe the calculators. Please read our disclaimer before acting on any result.

Advertising and independence

The site may show advertisements to cover hosting and development costs. Ads never influence the formulas or the content, and we do not accept paid placements inside calculator pages.